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Video instructions and help with filling out and completing irs form 1120-h 2020 instructions
You know this by now but it's tax season the tax day is fast but what could this mean if you're trying to get a loan Steve Currington the man virgin mortgage com see with more how hey you're not just all breath spray and Twitter this guy what one thing right before the camera turned on is a great thing to talk about on our show are things that you're having problems with in situations with occurring to mortgage right right exactly and tax returns is a big one if I haven't filed a tax return not not only this year but maybe in the past year it could kind of come back to bite me if I'm trying to get a house right exactly yeah some loan programs will maybe only require one year tax returns but if I get a tax return I have to get a transcript of that return so you're just handing me a tax return that you haven't filed with the IRS does no good because I actually have to order a copy of your transcript from the IRS to verify we gave me what I claim is exactly the same because it's people would do that it should not every day customers necessarily but there's people to commit fraud that say oh here's my tax return that shows how much money I made when it's not a valid tax turn so they created a way for us to verify those and for programs like FHA the government loans we require a two year tax return so we have a situation right now where a client didn't file their own on taxes okay how far along is he in the process like he's implying for the loan or his closings been delayed because he's closing on a house yeah and he now we have to wait until his 11 tax returns filed and the transcripts available which could be four to six weeks before that even happens so now he's having to go back to the seller they don't have a house to live in they're having to extend the contract all because oh nine wasn't filed and had we known that mm-hmm we would have said get in there and file your 11 right away because then I have 10 and 11 I just need two years so if you've done that so it's just important a lot of people don't realize we have people that are expecting return refunds and they don't rather John it why haven't you tried your deck during one thing about like my wife and I just this is a really busy season for her with her dance studio so and a lot of first 1099 stuff and so we have to take a lot of time to do all that so we file an extension for a couple months and then we get it done as soon as all that dance recitals are over a